B

Borrower Affordability & Ability-to-Repay Requirements

Standards obligating lenders to assess a borrower’s ability to repay without undue hardship before originating credit.
category: Laws
Slug: borrower-affordability-ability-to-repay-requirements
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Meta (JSON)
{
    "topic": "credit_lending_law",
    "keywords": [
        "affordability",
        "ability to repay",
        "underwriting"
    ],
    "themes": [
        "subprime",
        "suitability"
    ],
    "jurisdiction_hint": "multiple"
}